23 Pine Ridge Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 23 Pine Ridge Cir, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,003 sqft · built 1954
Lot Size	0.344 acres (15,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,070,000 (Jun 2025)
Tax Bill	$9,845 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:003.0-0000-0045.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:003.0-0000-0045.0`
Alternative APNs	`M:003.0=0000=0045.0` `80000000120` `80000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	4,730 sqft
Basement Area	1,420 sqft
Unfinished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,006 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	80000000120
Street Address	23 PINE RIDGE CIR
City	READING
State	MA
Zip	01867-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5017
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PINE RIDGE CIR, READING, MA 01867-3732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NATIONWIDE MORTGAGE CO INC
Jun 16, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NATIONWIDE MORTGAGE CO INC
Jan 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	20251979071
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 PINE RIDGE CIR, READING, MA 01867-3732
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001866164
Date	Jan 7, 2021
Instrument	1866164

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 16, 2025
Property Address	23 PINE RIDGE CIR, READING, MA 01867-3732
Document Number	0001979071
Instrument Date	Jun 16, 2025
Instrument	1979071
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 PINE RIDGE CIR, READING, MA 01867-3732

Mortgage

Document Number	0001979072
Date	Jun 16, 2025
Instrument	1979072

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.75%
Index	Other

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 PINE RIDGE CIR, READING, MA 01867-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1866164
Date	Jan 7, 2021
Instrument	1866164

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 11, 2021
Property Address	23 PINE RIDGE CIR, READING, MA 01867-3732
Document Number	1866614
Instrument Date	Jan 6, 2021
Instrument	1866614
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 PINE RIDGE CIR, READING, MA 01867-3732

Mortgage

Document Number	1866615
Date	Jan 11, 2021
Instrument	1866615

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,845.00 (+7.65%)	$898,300 (+11.88%) Land $528,400 Building $369,900	$1,024,606 (+1.49%)
2025	$9,145.00 (+1.16%)	$802,900 (+4.1%) Land $500,800 Building $302,100	$1,009,565 (+14.1%)
2024	$9,040.00 (+3.26%)	$771,300 (+10.91%) Land $481,100 Building $290,200	$884,830
2023	$8,755.00	$695,400 Land $433,800 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Pine Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures