Middlesex County and Reading Town property record for 22 Pine Ridge Cir, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,576 sqft · built 1959 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Feb 2014) |
| Tax Bill | $10,440 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:003.0-0000-0046.0 |
| Primary APN | READ M:003.0-0000-0046.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 3,376 sqft |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 80000000130 |
|---|---|
| Street Address | 22 PINE RIDGE CIR |
| City | READING |
| State | MA |
| Zip | 01867-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:003.0-0000-0046.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 14, 2018 | Deed of Trust, Mortgage CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2014 · Amount on Record |
| Deed Sale | Feb 19, 2014 · Amount on Record |
| Deed Document Number | 20141665321 |
| Deed Book / Page | 1008 / 182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001995841 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 1995841 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001916395 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 1916395 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001894933 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 1894933 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001838436 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 1838436 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 PINE RIDGE CIR, READING, MA 01867-3731 |
| Document Number | 0000001967 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 22 PINE RIDGE CIR READING MA 018673731, READING, MA 01867-3731 |
| Document Number | 0000001967 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 1967 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,440.00 (+1.13%) | $916,600 (+4.06%) Land $485,500 Building $431,100 | $1,078,060 (+9.1%) |
| 2024 | $10,323.00 (+3.15%) | $880,800 (+10.81%) Land $466,400 Building $414,400 | $988,095 |
| 2023 | $10,008.00 | $794,900 Land $420,500 Building $374,400 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Radiate Holdings.
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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