23 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 23 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,556 sqft · built 1950
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jul 2023)
Tax Bill	$23,901 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0351`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0351`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,556 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,422 sqft
Basement Area	360 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	130 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	232 sqft
Deck Area	401 sqft
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT ADDITION NO 1 LOT 23
Legal Subdivision	EXERMONT ADDITION NO 1
Legal Lot Number	23
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5007
Census Tract	215400

Owner

23 Picardy Ln is owned and occupied by two individuals who acquired it in March 2024.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Beneficiary Deed, Transfer
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Dec 23, 2020	Warranty Deed, Transfer DAVID LANDESMAN
Mar 8, 2017	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Dec 23, 2020 · Amount on File
Deed Document Number	2023731585
Last Transfer Date	Mar 26, 2024
Transfer Doc	0000000455
Record Updated	Oct 29, 2026

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 27, 2024
Property Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606
Document Number	2024032700455
Map Reference	MB 21 PG 56
Instrument Date	Mar 26, 2024
Instrument	2024032700455
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 31, 2023
Property Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606
Document Number	2023073100585
Map Reference	MB 21 PG 56
Instrument Date	Jul 28, 2023
Instrument	2023073100585
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 HEATHER HILL LN, SAINT LOUIS, MO 63132-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606

Mortgage

Document Number	2023073100586
Date	Jul 31, 2023
Instrument	2023073100586

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 23, 2020
Property Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606
Document Number	0245320444
Book / Page	024532 / 000444
Instrument Date	Dec 11, 2020
Instrument	142
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23 PICARDY LN ST LOUIS MO 631241606, ST LOUIS, MO 63124-1606

Mortgage

Document Number	243190035
Date	Dec 23, 2020
Book Page	024319/000035
Instrument	44

Lender

Name	DAVID LANDESMAN

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 22, 2025

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 8, 2017
Property Address	23 PICARDY LN, SAINT LOUIS, MO 63124-1606
Document Number	0224282445
Book / Page	022428 / 002445
Instrument Date	Mar 7, 2017
Instrument	410
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 PICARDY LN ST LOUIS MO 631241606, ST LOUIS, MO 63124-1606

Tax Assessment & Valuation

The 2025 property tax bill for 23 Picardy Ln was $23,901, up 38.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,070 (-) Land $229,460 Building $138,610	$1,937,200 (-) Land $1,207,700 Building $729,500
2025	$23,901.00 (+38.35%)	$368,070 Land $229,460 Building $138,610	$1,937,200 Land $1,207,700 Building $729,500
2024	$17,276.00 (+0.19%)
2023	$17,244.00	$255,990 Land $99,790 Building $156,200	$1,347,300 Land $525,200 Building $822,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Picardy Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Picardy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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