St. Louis County property record for 18 Picardy Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,081 sqft · built 1949 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,000,000 (Nov 2023) |
| Tax Bill | $22,211 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19M-61-0218 |
| Primary APN | 19M-61-0218 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,081 sqft Living Area |
| Gross Area | 4,567 sqft |
| 1st Floor Area | 1,134 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 130 ft deep x 139 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 625 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 209 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 PICARDY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | EXERMONT ADDITION NO 1 LOT 18 |
| Legal Subdivision | EXERMONT ADDITION NO 1 |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 215400 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST |
| Nov 16, 2023 | Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit F & M BANK & TRUST COMPANY |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE |
| Jun 7, 2018 | Deed of Trust, Mortgage F&M BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2014 |
| Deed Document Number | 20231116453 |
| Prior Transfer Date | Jun 20, 2016 |
| Prior Transfer Doc | 0220750452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 0000000242 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 0000000242, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026242 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 16, 2023 |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 2023111600453 |
| Map Reference | MB 21 PG 56 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023111600453 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18430 MELROSE RD, WILDWOOD, MO 63069-3105 |
| Name | Verified Name |
|---|---|
| Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 0250120122 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 25012/122 |
| Instrument | 2021072600547 |
| Name | F & M BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | HANNIBAL, MO 63401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 47 Months |
| Due | Jun 7, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 0250121651 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 25012/1651 |
| Instrument | 2021072700078 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 2022100500189 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022100500189 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 18 PICARDY LN, SAINT LOUIS, MO 63124-1617 |
| Document Number | 0230650799 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 18 PICARDY LN ST LOUIS MO 631241617, ST LOUIS, MO 63124-1617 |
| Document Number | 0230650799 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 023065/000799 |
| Instrument | 603 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Address | HANNIBAL, MO 63401 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jun 11, 2025 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,040 (-) Land $226,270 Building $115,770 | $1,800,200 (-) Land $1,190,900 Building $609,300 | |
| 2025 | $22,211.00 (+23.05%) | $342,040 (+27.88%) Land $226,270 Building $115,770 | $1,800,200 (+27.88%) Land $1,190,900 Building $609,300 |
| 2024 | $18,050.00 (+0.19%) | ||
| 2023 | $18,016.00 (+27.1%) | $267,460 (+31.93%) Land $98,380 Building $169,080 | $1,407,700 (+31.93%) Land $517,800 Building $889,900 |
| 2022 | $14,175.00 | $202,730 Land $97,430 Building $105,300 | |
| 2021 | $1,067,000 Land $512,800 Building $554,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1979–2014) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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