23 Phillip Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 23 Phillip Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,486 sqft · built 1952
Lot Size	0.488 acres (21,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Nov 2017)
Tax Bill	$16,074 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05 00410-D-00015`

Property Details

APN / Parcel Number

Primary APN	`05 00410-D-00015`
Alternative APNs	`05-00410-04-00015` `0500410000D00015` `00010696`

Interior

Stories	1 Story
Building Area	2,486 sqft Living Area
1st Floor Area	2,486 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,249 sqft (0.488 acres)
Lot Dimensions	170 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23 PHILLIP DR
City	EDISON
State	NJ
Zip	08820-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	125X170
Legal Subdivision	MOUNT PLEASANT MANOR SEC 1
Legal Block	410.4
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2009
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · SBA Mortgage TD BANK NA
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2017	Deed, Transfer · Conventional Mortgage KWLK MORTGAGE CORPORATLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Dec 20, 2012 · Amount on Record
Deed Document Number	20172890
Deed Book / Page	17008 / 98
Prior Transfer Date	Jan 16, 2012
Prior Transfer Doc	0000002445
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PHILLIP DR, EDISON, NJ 08820-1123

Mortgage

Document Number	0000077548
Date	Dec 16, 2025
Book Page	19904/1130
Instrument	2025077548

Lender

Name	TD BANK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PHILLIP DR, EDISON, NJ 08820-1123

Mortgage

Document Number	0000037361
Date	Jun 30, 2023
Book Page	19240/1960
Instrument	2023037361

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076528
Date	Sep 19, 2019
Book Page	17623/1788
Instrument	2019076528

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003350
Date	Jan 8, 2021
Book Page	18221/1348
Instrument	2021003350

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	NEW HORIZON ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037099
Date	Mar 16, 2021
Book Page	18342/521
Instrument	2021037099

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 14, 2017
Property Address	23 PHILLIP DR, EDISON, NJ 08820-1123
Document Number	0000002890
Book / Page	17008 / 0098
Instrument Date	Oct 12, 2017
Instrument	201700002890
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2324 29TH AVE NE, 2324, ISSAQUAH, WA 98029-7360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PHILLIP DR, EDISON, NJ 08820-1123

Mortgage

Document Number	0000002891
Date	Nov 14, 2017
Instrument	201700002891

Lender

Name	KWLK MORTGAGE CORPORATLON
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,100 (-) Land $118,800 Building $151,300	$270,100 (-) Land $118,800 Building $151,300
2025	$16,074.00 (-0.03%)	$270,100 (-) Land $118,800 Building $151,300	$270,100 (-) Land $118,800 Building $151,300
2024	$16,079.00 (+0.51%)
2023		$270,100 Land $118,800 Building $151,300	$270,100 Land $118,800 Building $151,300
2022	$15,998.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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