17 Phillip Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 17 Phillip Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,575 sqft · built 1964
Lot Size	0.409 acres (17,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2018)
Tax Bill	$12,890 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05 00410-D-00018`

Property Details

APN / Parcel Number

Primary APN	`05 00410-D-00018`
Alternative APNs	`05-00410-04-00018` `0500410000D00018` `00010699`

Interior

Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	17,833 sqft (0.409 acres)
Lot Dimensions	210 ft deep x 115 ft wide

Location & Zoning

Street Address	17 PHILLIP DR
City	EDISON
State	NJ
Zip	08820-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	115X210 IRR
Legal Subdivision	MOUNT PLEASANT MANOR SEC 2
Legal Block	410.4
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2009
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jul 16, 2018	Deed, Transfer · ARM GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	201861243
Deed Book / Page	17234 / 1455
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085111
Date	Sep 30, 2022
Book Page	19052/514
Instrument	2022085111

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093647
Date	Nov 7, 2019
Book Page	17678/1743
Instrument	2019093647

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027388
Date	Mar 14, 2022
Book Page	18860/1746
Instrument	2022027388

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Nov 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Document Number	0000014364
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PHILLIP DR EDISON NJ 088201123, EDISON, NJ 08820-1123

Mortgage

Document Number	0000014364
Date	Jan 29, 2021
Book Page	018261/001491
Instrument	14364

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 16, 2018
Property Address	17 PHILLIP DR, EDISON, NJ 08820-1123
Document Number	0000061243
Book / Page	17234 / 1455
Map Reference	MAP2476-948
Instrument Date	Jun 21, 2018
Instrument	201800061243
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,903.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 PHILLIP DR, 17, EDISON, NJ 08820-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PHILLIP DR, EDISON, NJ 08820-1123

Mortgage

Document Number	0000061244
Date	Jul 16, 2018
Instrument	201800061244

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,600 (-) Land $113,500 Building $103,100	$216,600 (-) Land $113,500 Building $103,100
2025	$12,890.00 (-0.03%)	$216,600 (-) Land $113,500 Building $103,100	$216,600 (-) Land $113,500 Building $103,100
2024	$12,894.00 (+0.51%)
2023		$216,600 Land $113,500 Building $103,100	$216,600 Land $113,500 Building $103,100
2022	$12,829.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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