23 Peru St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 23 Peru St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1962
Lot Size	0.458 acres (19,937 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Sep 2021)
Tax Bill	$12,818 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00558-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`05-00558-0000-00028`
Alternative APNs	`050055800028` `00016976`

Interior

Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	19,937 sqft (0.458 acres)
Lot Dimensions	112 ft deep x 178 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00016976
Street Address	23 PERU ST
City	EDISON
State	NJ
Zip	08820-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	178X112
Legal Subdivision	VITALITY ESTATES SEC 2
Legal Block	558
Legal Lot Number	28
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2002
Census Tract	1415

Owner

23 Peru St is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 PERU ST, EDISON, NJ 08820-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BUSINESS BANK
Sep 7, 2021	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 13, 2020	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	2021113319
Deed Book / Page	18613 / 888
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PERU ST, EDISON, NJ 08820-2625
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PERU ST, EDISON, NJ 08820-2625

Mortgage

Document Number	0000077113
Date	Dec 15, 2025
Book Page	19903/277
Instrument	2025077113

Lender

Name	ROYAL BUSINESS BANK
Type	Bank
Address	BROOKLYN, NY 11220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 7, 2021
Property Address	23 PERU ST, EDISON, NJ 08820-2625
Document Number	2021113319
Book / Page	18613 / 888
Instrument Date	Aug 27, 2021
Instrument	2021113319
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$5,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 FAVERO RD, 3715, HENRICO, VA 23233-7040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PERU ST, EDISON, NJ 08820-2625

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 PERU ST, EDISON, NJ 08820-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076654
Date	Sep 19, 2019
Book Page	17624/0570
Instrument	2019076654

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 13, 2020
Property Address	23 PERU ST, EDISON, NJ 08820-2625
Document Number	0000061210
Book / Page	017940 / 001494
Instrument Date	Jun 24, 2020
Instrument	61210
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$563.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PERU ST EDISON NJ 088202625, EDISON, NJ 08820-2625

Tax Assessment & Valuation

The 2025 property tax bill for 23 Peru St was $12,818, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,400 (-) Land $126,000 Building $89,400	$215,400 (-) Land $126,000 Building $89,400
2025	$12,818.00 (+3.82%)	$215,400 Land $126,000 Building $89,400	$215,400 Land $126,000 Building $89,400
2024	$12,346.00
2023		$215,400 Land $126,000 Building $89,400	$215,400 Land $126,000 Building $89,400
2022	$12,288.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Peru St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Peru St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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