20 Peru St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 20 Peru St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,990 sqft · built 1962
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2017)
Tax Bill	$11,872 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00560-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`05-00560-0000-00036`
Alternative APNs	`050056000036` `00017042`

Interior

Stories	2 Stories
Building Area	1,990 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00017042
Street Address	20 PERU ST
City	EDISON
State	NJ
Zip	08820-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	75X100
Legal Subdivision	VITALITY ESTATES SEC 2
Legal Block	560
Legal Lot Number	36
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2001
Census Tract	1415

Owner

20 Peru St is owned and occupied by two individuals who bought it in December 2017.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 PERU ST, EDISON, NJ 08820-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Dec 29, 2017	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201715648
Deed Book / Page	17047 / 1251
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	20 PERU ST, EDISON, NJ 08820-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061703
Date	Jul 14, 2020
Book Page	17942/404
Instrument	2020061703

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 29, 2017
Property Address	20 PERU ST, EDISON, NJ 08820-2621
Document Number	201700015648
Book / Page	17047 / 1251
Map Reference	MAP2579 FILE949
Instrument Date	Dec 13, 2017
Instrument	201700015648
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ALLIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,817.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 AUTEN RD RM 112, 600, HILLSBOROUGH, NJ 08844-5566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PERU ST, EDISON, NJ 08820-2621

Mortgage

Document Number	201700015649
Date	Dec 29, 2017
Instrument	201700015649

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Peru St was $11,872, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,500 (-) Land $106,300 Building $93,200	$199,500 (-) Land $106,300 Building $93,200
2025	$11,872.00 (+3.82%)	$199,500 Land $106,300 Building $93,200	$199,500 Land $106,300 Building $93,200
2024	$11,435.00
2023		$199,500 Land $106,300 Building $93,200	$199,500 Land $106,300 Building $93,200
2022	$11,381.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Peru St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Peru St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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