23 Patchogue Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 23 Patchogue Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,006 sqft · built 1989
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Apr 2017)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7025-00660-0250`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7025-00660-0250`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,939 sqft
1st Floor Area	2,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Driveway	Concrete Driveway
Driveway Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 PATCHOGUE LN
City	PALM COAST
State	FL
Zip	32164-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 25 BL 66 LT 25 OR 180 PG 389 OR 361 PG 469 OR 633 PG 1478 OR 1381 PG 1608 OR 2045/1313 OR 2137/210 OR 2197/750
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	66
Legal Lot Number	25
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1025
Census Tract	60212

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 PATCHOGUE LN, PALM COAST, FL 32164-7557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	201712104
Deed Book / Page	2197 / 750
Prior Transfer Date	Nov 14, 2005
Prior Transfer Doc	0013811608
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 6, 2017
Property Address	23 PATCHOGUE LN, PALM COAST, FL 32164-7557
Document Number	0021970750
Book / Page	002197 / 000750
Instrument Date	Apr 5, 2017
Instrument	12104
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PATCHOGUE LN PALM COAST FL 321647557, PALM COAST, FL 32164-7557

Mortgage

Document Number	21970752
Date	Apr 6, 2017
Book Page	002197/000752
Instrument	12105

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (+2.77%) Homeowner's exemption Widower's exemption	$183,040 (+5.99%)	$256,766 (-0.82%) Land $52,000 Building $204,766
2024	$2,385.00 (+3.02%)
2023	$2,315.00 (-2.24%) Homeowner's exemption Widower's exemption	$172,700 (+3%)	$258,888 (+2.37%) Land $42,500 Building $216,388
2022	$2,368.00 Homeowner's exemption Widower's exemption	$167,670	$252,899 Land $43,000 Building $209,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	7 (2007–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20