Flagler County property record for 21 Patchogue Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,610 sqft · built 1986 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,000 (Mar 2004) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00660-0260 |
| Primary APN | 07-11-31-7025-00660-0260 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,610 sqft Heated Area |
| Gross Area | 3,666 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 21 PATCHOGUE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 66 LT 26 OR 133 PG 605 OR 220 PG 734 OR 655 PG 556-557- ACM & DC OR 689 PG 1279 OR 1055 PG 1384 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 66 |
| Legal Lot Number | 26 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 60212 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 3, 2022 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 12, 2018 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2004 · Amount on Record |
| Deed Sale | Mar 1, 2004 · Amount on Record |
| Deed Document Number | 0010551384 |
| Deed Book / Page | 00689 / 01279 |
| Prior Transfer Date | Apr 7, 2000 |
| Prior Transfer Doc | 0068901279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0030251927 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 3025/1927 |
| Instrument | 2026004230 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0026830253 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 2683/253 |
| Instrument | 2022022710 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 21 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0023140405 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 PATCHOGUE LN PALM COAST FL 321647557, PALM COAST, FL 32164-7557 |
| Document Number | 0023140405 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 002314/000405 |
| Instrument | 40088 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,582.00 (+6.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $135,249 (+5.99%) | $305,711 (+7.23%) Land $52,000 Building $253,711 |
| 2023 | $1,480.00 (+2.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $127,609 (+3%) | $285,108 (+2.28%) Land $42,500 Building $242,608 |
| 2022 | $1,449.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $123,893 | $278,750 Land $43,000 Building $235,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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