Middlesex County and Reading Town property record for 23 Osborne Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,873 sqft · built 1967 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2012) |
| Tax Bill | $8,031 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Apr 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0181.0 |
| Primary APN | READ M:022.0-0000-0181.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 2,084 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,369 sqft (0.261 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 770000000470 |
|---|---|
| Street Address | 23 OSBORNE AVE |
| City | READING |
| State | MA |
| Zip | 01867-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334400 |
23 Osborne Ave is owned and occupied by two individuals who acquired it in July 2020.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Line of Credit BOSTON FIREFIGHTERS CREDIT UNION |
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 8, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2012 · Amount on File |
| Deed Sale | Jul 18, 2012 · Amount on File |
| Deed Book / Page | 59549 / 114 |
| Last Transfer Date | Jul 27, 2020 |
| Transfer Doc | 077460-163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078190-379 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 78190/379 |
| Instrument | 153214 |
| Name | BOSTON FIREFIGHTERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 077460-168 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 77460/168 |
| Instrument | 78931 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | May 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 8, 2021 |
| Property Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Document Number | 077460-163 |
| Book / Page | 77460 / 163 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 78930 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Document Number | 077460-168 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 77460/168 |
| Instrument | 78931 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Document Number | 73002-362 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 OSBORNE AVE READING MA 018672757, READING, MA 01867-2757 |
| Document Number | 73002-362 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 073002/000362 |
| Instrument | 108780 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 28, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 OSBORNE AVE, READING, MA 01867-2757 |
| Document Number | 69718-434 |
| Book / Page | 069718 / 000434 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69718-434 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 069718/000434 |
| Instrument | 123760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2047 |
The 2026 property tax bill for 23 Osborne Ave was $8,031, up 0.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,031.00 (+0.5%) | $732,800 (+4.45%) Land $417,400 Building $310,500 | $721,339 (-2.89%) |
| 2025 | $7,991.00 (+3.32%) | $701,600 (+6.32%) Land $399,500 Building $302,100 | $742,805 (+2.08%) |
| 2024 | $7,734.00 (+1.92%) | $659,900 (+9.49%) Land $375,600 Building $284,300 | $727,700 |
| 2023 | $7,588.00 | $602,700 Land $342,800 Building $259,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Osborne Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Osborne Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures