Middlesex County and Reading Town property record for 20 Osborne Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,950 sqft · built 1966 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Apr 2012) |
| Tax Bill | $8,884 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0185.0 |
| Primary APN | READ M:022.0-0000-0185.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 2,587 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,120 sqft (0.347 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 770000000510 |
|---|---|
| Street Address | 20 OSBORNE AVE |
| City | READING |
| State | MA |
| Zip | 01867-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334400 |
20 Osborne Ave is owned by an individual who acquired it in June 2020.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 KEAYNE ST, REVERE, MA 02151-1821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Oct 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2012 · Amount on File |
| Deed Sale | Apr 17, 2012 · Amount on File |
| Deed Document Number | 20127 |
| Deed Book / Page | 58906 / 448 |
| Last Transfer Date | Jun 5, 2020 |
| Transfer Doc | 75778-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 OSBORNE AVE, READING, MA 01867-2756 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082285-268 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 82285/268 |
| Instrument | 139622 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 1, 2020 |
| Property Address | 20 OSBORNE AVE, READING, MA 01867-2756 |
| Document Number | 75778-454 |
| Book / Page | 075778 / 000454 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 176502 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OSBORNE AVE READING MA 018672756, READING, MA 01867-2756 |
The 2026 property tax bill for 20 Osborne Ave was $8,884, up 0.7% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,884.00 (+0.66%) | $810,600 (+4.61%) Land $452,100 Building $357,200 | $852,860 (+3.36%) |
| 2025 | $8,826.00 (+3.35%) | $774,900 (+6.34%) Land $432,700 Building $342,200 | $825,170 (+3.05%) |
| 2024 | $8,540.00 (+1.97%) | $728,700 (+9.55%) Land $406,900 Building $321,800 | $800,755 |
| 2023 | $8,375.00 | $665,200 Land $371,400 Building $293,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Osborne Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Osborne Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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