23 McCarthy Dr, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 23 McCarthy Dr, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 1960
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2025)
Tax Bill	$7,380 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:250 B:14 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:250 B:14 L`
Alternative APNs	`GRTN M:250 B:14 L` `3768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,116 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3768
Street Address	23 MCCARTHY DR
City	GROTON
State	MA
Zip	01450-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	14
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1040
Census Tract	326102

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 MCCARTHY DR, GROTON, MA 01450-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Aug 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20251988732
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Nov 10, 2025
Property Address	23 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	202501988732
Instrument Date	Nov 10, 2025
Instrument	202501988732
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 MCCARTHY DR, GROTON, MA 01450-1513

Mortgage

Document Number	0001988733
Date	Nov 10, 2025
Instrument	1988733

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	23 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	0001843555
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MCCARTHY DR GROTON MA 014501513, GROTON, MA 01450-1513

Mortgage

Document Number	0001843555
Date	Jun 8, 2020
Instrument	1843555

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Aug 30, 2018
Property Address	23 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	0000096171
Instrument Date	Aug 17, 2018
Instrument	96171
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MCCARTHY DR GROTON MA 014501513, GROTON, MA 01450-1513

Mortgage

Document Number	96172
Date	Aug 30, 2018
Instrument	96172

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,380.00 (-4.09%)	$499,300 (-1.05%) Land $193,200 Building $306,100	$583,300 (-)
2025	$7,695.00 (+12.65%)	$504,600 (+11.46%) Land $184,000 Building $320,600	$583,300 (+7.31%)
2024	$6,831.00 (+5.87%)	$452,700 (+9.75%) Land $184,000 Building $268,700	$543,590
2023	$6,452.00	$412,500 Land $184,000 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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