15 McCarthy Dr, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 15 McCarthy Dr, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 1960
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Feb 2021)
Tax Bill	$9,093 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:250 B:13 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:250 B:13 L`
Alternative APNs	`GRTN M:250 B:13 L` `3767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,696 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3767
Street Address	15 MCCARTHY DR
City	GROTON
State	MA
Zip	01450-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1040
Census Tract	326102

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 MCCARTHY DR, GROTON, MA 01450-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Feb 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TJC MORTGAGE INC
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20211870696
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0001870696
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Recording Date	Sep 4, 2026
Property Address	15 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	0002007616
Instrument Date	Aug 28, 2026
Instrument	20262007616
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MCCARTHY DR, GROTON, MA 01450-1513

Mortgage

Document Number	0002007616,
Date	Sep 4, 2026
Instrument	20262007616

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Feb 22, 2021
Property Address	15 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	1870696
Instrument Date	Feb 17, 2021
Instrument	1870696
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 MCCARTHY DR, GROTON, MA 01450-1513

Mortgage

Document Number	1870697
Date	Feb 22, 2021
Instrument	1870697

Lender

Name	TJC MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	15 MCCARTHY DR, GROTON, MA 01450-1513
Document Number	0001835487
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 MCCARTHY DR GROTON MA 014501513, GROTON, MA 01450-1513

Mortgage

Document Number	0001835487
Date	Feb 3, 2020
Instrument	1835487

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,093.00 (+4.22%)	$615,200 (+7.53%) Land $193,200 Building $422,000	$588,525 (-)
2025	$8,725.00 (+12.8%)	$572,100 (+11.61%) Land $184,000 Building $388,100	$588,525 (+14.32%)
2024	$7,735.00 (+5.58%)	$512,600 (+9.44%) Land $184,000 Building $328,600	$514,805
2023	$7,326.00	$468,400 Land $184,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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