23 Luke St, Prospect, CT 06712 Property Records

Prospect Town property record for 23 Luke St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,534 sqft · built 1988
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jun 2022)
Tax Bill	$12,244 (2026)
Deeds & Mortgages	Aug 2023 Refinance Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C0042400`

Property Details

APN / Parcel Number

Primary APN	`C0042400`
Alternative APN	`PROS M:114 B:83 L:23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,534 sqft Living Area
Gross Area	4,539 sqft
Basement Area	1,304 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C0042400
Street Address	23 LUKE ST
City	PROSPECT
State	CT
Zip	06712-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	83
Legal Lot Number	23
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2021
Census Tract	347100

Owner

23 Luke St is owned and occupied by two individuals who bought it in June 2022.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 LUKE ST, PROSPECT, CT 06712-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Jun 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Deed Document Number	2022750
Deed Book / Page	915 / 47
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	23 LUKE ST, PROSPECT, CT 06712-1428
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000923-732
Date	Aug 25, 2023
Book Page	923/732
Instrument	2023-817

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 15, 2022
Property Address	23 LUKE ST, PROSPECT, CT 06712-1428
Document Number	0000915-47
Book / Page	915 / 47
Instrument Date	Jun 14, 2022
Instrument	2022750
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 HIGHLAND AVE APT H, H, WATERBURY, CT 06708-4955

Tax Assessment & Valuation

The 2026 property tax bill for 23 Luke St was $12,244, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,244.00 (+11.34%)	$430,080 (-) Land $117,320 Building $312,760	$579,448 (+92.47%)
2025	$10,997.00	$430,080 Land $117,320 Building $312,760	$301,056 Land $82,124 Building $218,932
2024	$10,997.00 (+12.67%)
2023	$9,760.00 (-0.09%)	$305,760 (-) Land $117,330 Building $188,430
2022	$9,769.00	$305,760 Land $117,330 Building $188,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Luke St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Luke St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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