23 Lloyd Ave, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 23 Lloyd Ave, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1963
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2017)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2017 Sale & Mortgage
APN	`BELC M:238 L:100`

Property Details

APN / Parcel Number

Primary APN	`BELC M:238 L:100`
Alternative APN	`24250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,697 sqft
Basement Area	1,248 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	24250
Street Address	23 LLOYD AVE
City	BELCHERTOWN
State	MA
Zip	01007-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR2
Legal Lot Number	100
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1007
Census Tract	820207

Owner

23 Lloyd Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 LLOYD AVE, BELCHERTOWN, MA 01007-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY BK FOR SVGS
Dec 12, 2017	Warranty Deed, Transfer · Conventional with PMI COUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Dec 1, 2000 · Amount on File
Deed Document Number	201726027
Deed Book / Page	12830 / 49
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	23 LLOYD AVE, BELCHERTOWN, MA 01007-9432
Document Number	13723-267
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LLOYD AVE BELCHERTOWN MA 010079432, BELCHERTOWN, MA 01007-9432

Mortgage

Document Number	13723-267
Date	Aug 4, 2020
Book Page	013723/000267
Instrument	15300

Lender

Name	COUNTRY BK FOR SVGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 3, 2045

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Dec 12, 2017
Property Address	23 LLOYD AVE, BELCHERTOWN, MA 01007-9432
Document Number	12830-49
Book / Page	012830 / 000049
Instrument Date	Nov 30, 2017
Instrument	26027
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	68 GRANBY HTS GRANBY MA 010339722, GRANBY, MA 01033-9722

Mortgage

Document Number	12830-52
Date	Dec 12, 2017
Book Page	012830/000052
Instrument	26028

Lender

Name	COUNTRY BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Lloyd Ave was $4,288, up 2.3% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+2.34%)	$295,500 (+8.04%) Land $67,200 Building $228,300	$415,910 (+3.45%)
2024	$4,190.00 (+4.28%)	$273,500 (+11.09%) Land $62,700 Building $210,800	$402,040
2023	$4,018.00	$246,200 Land $59,800 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Lloyd Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Lloyd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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