23 Lauren Ct, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 23 Lauren Ct, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 1987
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$626,000 (Jun 2024)
Tax Bill	$14,400 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00025-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`04-00025-0000-00015`
Alternative APN	`040002500015`

Interior

Stories	2 Stories
Building Area	2,390 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Lot Area	21,998 sqft (0.505 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23 LAUREN CT
City	STANHOPE
State	NJ
Zip	07874-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WATERLOO VILLAGE ESTATES 2
Legal Block	25
Legal Lot Number	15
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 LAUREN CT, STANHOPE, NJ 07874-3440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 19, 2018	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20249882
Deed Book / Page	10317 / 850
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	23 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0098200409
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0098200409
Date	Jun 26, 2020
Book Page	009820/000409
Instrument	118090

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	23 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0097340110
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0097340110
Date	Sep 6, 2019
Book Page	009734/000110
Instrument	173660

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 19, 2018
Property Address	23 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0034950661
Book / Page	003495 / 000661
Instrument Date	Oct 4, 2018
Instrument	217030
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ALLIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	96480191
Date	Oct 19, 2018
Book Page	009648/000191
Instrument	217040

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,300 (-) Land $132,500 Building $225,800	$358,300 (-) Land $132,500 Building $225,800
2025	$14,400.00 (+4.94%)	$358,300 (-) Land $132,500 Building $225,800	$358,300 (-) Land $132,500 Building $225,800
2024	$13,722.00 (+4.64%)
2023		$358,300 Land $132,500 Building $225,800	$358,300 Land $132,500 Building $225,800
2022	$13,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: T-Mobile.

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