23 Kettle Pond Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 23 Kettle Pond Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,169 sqft · built 1971
Lot Size	0.648 acres (28,207 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jan 2025)
Tax Bill	$9,250 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Jan 2025 Sale & Mortgage
APN	`15D000062`

Property Details

APN / Parcel Number

Primary APN	`15D000062`
Alternative APN	`AMHE M:0015D B:0000 L:0062`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	3,543 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,207 sqft (0.648 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15D000062
Street Address	23 KETTLE POND RD
City	AMHERST
State	MA
Zip	01002-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ECHO HILL
Legal Lot Number	62
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2002
Census Tract	820700

Owner

23 Kettle Pond Rd is owned by two individuals who bought it in January 2025.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 DUXBURY LN, AMHERST, MA 01002-2818
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jan 10, 2025	Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Sep 17, 1979 · Amount on File
Deed Book / Page	15327 / 239
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	23 KETTLE POND RD, AMHERST, MA 01002-1642
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015259-136
Date	Oct 17, 2024
Book Page	15259/136
Instrument	16113

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST MA
Recording Date	Jan 10, 2025
Property Address	23 KETTLE POND RD, AMHERST, MA 01002-1642
Document Number	015327-239
Book / Page	15327 / 239
Instrument Date	Jan 10, 2025
Instrument	524
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 DUXBURY LN, AMHERST, MA 01002-2818

Mortgage

Document Number	0000000525
Date	Jan 10, 2025
Instrument	525

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2035
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 23 Kettle Pond Rd was $9,250, up 9,954.3% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,250.00 (+9,954.35%)	$547,000 (+5.8%) Land $225,500 Building $321,500	$636,447 (+3.9%)
2025	$92.00 (-98.98%)	$517,000 (+5.79%) Land $207,000 Building $310,000	$612,560
2024	$9,046.00 (+6.52%)	$488,700 (+15.67%) Land $195,400 Building $293,300
2023	$8,492.00	$422,500 Land $177,800 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Kettle Pond Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Kettle Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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