23 Karyn Ter E, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 23 Karyn Ter E, Middletown, NJ 07748 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,513 sqft · built 1956
Lot Size	0.583 acres (25,409 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2020)
Tax Bill	$15,720 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00576-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`32-00576-0000-00049`
Alternative APNs	`320057600049` `7415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,513 sqft Living Area
1st Floor Area	3,513 sqft
Upper Floors Area	743 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	25,409 sqft (0.583 acres)
Lot Dimensions	165 ft deep x 154 ft wide
Parking Spaces	1 Parking Space
Patio Area	448 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	7415
Street Address	23 KARYN TER E
City	MIDDLETOWN
State	NJ
Zip	07748-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHERRY TREE TERRACE SEC 01
Legal Block	576
Legal Lot Number	49
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1013
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records · APN 32-00576-0000-00049

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 KARYN TER E, MIDDLETOWN, NJ 07748-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 06, 2020	Grant Deed, Transfer · Conventional with PMI PROVIDENT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2020 · Amount on Record
Deed Sale	Jul 06, 2020 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	202071771
Deed Book / Page	9425 / 1417
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 KARYN TER E, MIDDLETOWN, NJ 07748-1222
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 EARYN TER E, MIDDLETOWN, NJ 07748
Investor	Possibly a Property Investor

Mortgage

Document Number	0097688737
Date	Dec 04, 2025
Book Page	9768/8737
Instrument	2025096902

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 KARYN TER E, MIDDLETOWN, NJ 07748-1222
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MOMENTUM TITLE AGENCY LLC, MONUMENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094957398
Date	Mar 29, 2021
Book Page	9495/7398
Instrument	2021050064

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 06, 2020
Property Address	23 KARYN TER E, MIDDLETOWN, NJ 07748-1222
Document Number	0000071771
Book / Page	009425 / 001417
Instrument Date	Jun 26, 2020
Instrument	71771
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 KARYN TER E MIDDLETOWN NJ 077481222, MIDDLETOWN, NJ 07748-1222

Mortgage

Document Number	71772
Date	Jul 06, 2020
Book Page	009425/001432
Instrument	71772

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,500 (+8.37%) Land $530,500 Building $525,000	$1,055,500 (+8.37%) Land $530,500 Building $525,000
2025	$15,720.00 (+7.06%)	$974,000 (+97.81%) Land $471,000 Building $503,000	$974,000 (+97.81%) Land $471,000 Building $503,000
2024	$14,684.00 (+72.08%)
2023		$492,400 Land $359,600 Building $132,800	$492,400 Land $359,600 Building $132,800
2022	$8,533.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258007011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1985–2026)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jul 2026, river or lake flooding
Claims By Storm	Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Karyn Ter E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures