Monmouth County and Middletown Township property record for 21 Karyn Ter E, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,902 sqft · built 1955 |
| Lot Size | 0.502 acres (21,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Oct 2026) |
| Tax Bill | $11,335 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00576-0000-00048 |
| Primary APN | 32-00576-0000-00048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,902 sqft |
| Upper Floors Area | 743 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,876 sqft (0.502 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 528 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 3200116000000072 |
|---|---|
| Street Address | 21 KARYN TER E |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | CHERRY TREE TERRACE SEC 1 |
| Legal Block | 576 |
| Legal Lot Number | 48 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800701 |
21 Karyn Ter E is owned and occupied by two individuals who bought it in October 2026.
Source: Monmouth County and Middletown Township records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 KARYN TER E, MIDDLETOWN, NJ 07748-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 16, 2021 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 202680342 |
| Deed Book / Page | 9815 / 2634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 2, 2026 |
| Property Address | 21 KARYN TER E, MIDDLETOWN, NJ 07748-1222 |
| Document Number | 0000080342 |
| Book / Page | 9815 / 2634 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202680342 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,880.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 KARYN TER E, MIDDLETOWN, NJ 07748-1222 |
| Document Number | 0000080343, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202680343 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 16, 2021 |
| Property Address | 21 KARYN TER E, MIDDLETOWN, NJ 07748-1222 |
| Document Number | 0095587086 |
| Book / Page | 9558 / 7086 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021166736 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,867.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 SEACHWOOD RD, 19, MIDDLETOWN, NJ 07748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 KARYN TER E, MIDDLETOWN, NJ 07748-1222 |
| Document Number | 2021166737 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021166737 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 21 Karyn Ter E was $11,335, up 7.2% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,300 (+9.11%) Land $526,500 Building $239,800 | $766,300 (+9.11%) Land $526,500 Building $239,800 | |
| 2025 | $11,335.00 (+7.17%) | $702,300 Land $466,500 Building $235,800 | $702,300 Land $466,500 Building $235,800 |
| 2024 | $10,577.00 | ||
| 2023 | $578,900 Land $354,300 Building $224,600 | $578,900 Land $354,300 Building $224,600 | |
| 2022 | $8,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Karyn Ter E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Karyn Ter E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures