23 James St, Greenfield, MA 01301 Property Records

Franklin County and Greenfield City property record for 23 James St, Greenfield, MA 01301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,253 sqft · built 1890
Lot Size	0.308 acres (13,438 sqft)
Owner	2 Individual Names on File
Last Sale	$566,750 (Nov 2025)
Tax Bill	$13,037 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2025 Sale & Mortgage + 1 more
APN	`GREE M:0026 B:0015 L:0`

Property Details

APN / Parcel Number

Primary APN	`GREE M:0026 B:0015 L:0`
Alternative APN	`GRFL M:0026 B:0015 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,253 sqft Living Area
Gross Area	3,707 sqft
Basement Area	1,103 sqft
Unfinished Basement	1,103 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,438 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 JAMES ST
City	GREENFIELD
State	MA
Zip	01301-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	15
Jurisdiction	GREENFIELD MA
Township / Civil Division	GREENFIELD
Census Block Group	4
Census Block	4002
Census Tract	41100

Owner

23 James St is owned by two individuals who bought it in November 2025.

Source: Franklin County and Greenfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	333 WEST ST # 1, 1, HATFIELD, MA 01038
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION
Nov 25, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	202510950
Deed Book / Page	8572 / 262
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENFIELD MA
Property Address	23 JAMES ST, GREENFIELD, MA 01301-3607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008247-322
Date	Nov 20, 2023
Book Page	8247/322
Instrument	10258

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENFIELD MA
Recording Date	Nov 25, 2025
Property Address	23 JAMES ST, GREENFIELD, MA 01301-3607
Document Number	008572-262
Book / Page	8572 / 262
Instrument Date	Nov 25, 2025
Instrument	10950
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	333 WEST ST #1 # 1, 1, HATFIELD, MA 01038

Mortgage

Document Number	0000010951
Date	Nov 25, 2025
Instrument	10951

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENFIELD MA
Property Address	23 JAMES ST, GREENFIELD, MA 01301-3607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7313-105
Date	Jan 16, 2019
Book Page	7313/105
Instrument	486

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 23 James St was $13,037, up 23.8% from the year before.

Source: Franklin County and Greenfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
Municipality	Greenfield City
Unified School District	Greenfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,037.00 (+23.77%)	$699,400 (+29.88%) Land $57,600	$564,801
2025	$10,533.00	$538,500 Land $73,500 Building $465,000
2024			$537,320
2023	$9,540.00	$485,500 Land $60,500 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 James St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER DEPARTMENT serves 17,768 people · EPA ID MA1114000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Greenfield Community Energy & Technology Fixed Wireless · Fiber in parts of the area	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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