20 James St, Greenfield, MA 01301 Property Records

Franklin County and Greenfield City property record for 20 James St, Greenfield, MA 01301

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 2,578 sqft · built 1905
Lot Size0.223 acres (9,718 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2025)
Tax Bill$7,402 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
APNGREE M:0026 B:0022 L:0

Property Details

APN / Parcel Number

Primary APNGREE M:0026 B:0022 L:0
Alternative APN
  • GRFL M:0026 B:0022 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,578 sqft Living Area
Gross Area4,645 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area9,718 sqft (0.223 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address20 JAMES ST
CityGREENFIELD
StateMA
Zip01301-3608
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA
Legal Block22
JurisdictionGREENFIELD MA
Township / Civil DivisionGREENFIELD
Census Block Group2
Census Block2014
Census Tract41302

Owner

20 James St, a duplex, is owned and occupied by two individuals who bought it in October 2025.

Source: Franklin County and Greenfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20 JAMES ST, GREENFIELD, MA 01301-3608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Quit Claim Deed, Transfer
BANKESB
Apr 8, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GREENFIELD SAVINGS BANK
Apr 8, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2025 · Amount on File
Deed SaleOct 21, 2025 · Amount on File
Prior SaleApr 8, 2021 · Amount on File
Deed Document Number20259607
Deed Book / Page8553 / 324
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGREENFIELD MA
Recording DateOct 21, 2025
Property Address20 JAMES ST, GREENFIELD, MA 01301-3608
Document Number008553-324
Book / Page8553 / 324
Instrument DateOct 21, 2025
Instrument9607
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 JAMES ST, GREENFIELD, MA 01301-3608

Mortgage

Document Number0000009608
DateOct 21, 2025
Instrument9608
Lender
NameBANKESB
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2055

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGREENFIELD MA
Recording DateApr 8, 2021
Property Address20 JAMES ST, GREENFIELD, MA 01301-3608
Document Number7741-46
Book / Page7741 / 46
Instrument DateApr 8, 2021
Instrument4186
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 CENTENNIAL VALLEY LN, DALLAS, TX 75208-3304

Mortgage

Document Number4187
DateApr 8, 2021
Instrument4187
Lender
NameGREENFIELD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGREENFIELD MA
Recording DateApr 8, 2021
Property Address20 JAMES ST, GREENFIELD, MA 01301-3608
Document Number0007741-46
Book / Page7741 / 46
Instrument DateApr 8, 2021
Instrument4186
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 CENTENNIAL VALLEY LN, DALLAS, TX 75208-3304

Mortgage

Document Number0000004187
DateApr 8, 2021
Instrument4187
Lender
NameGREENFIELD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 James St was $7,402, up 13.4% from the year before.

Source: Franklin County and Greenfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
MunicipalityGreenfield City
Unified School DistrictGreenfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,402.00 (+13.37%)$397,100 (+18.96%) Land $56,700$439,232
2025$6,529.00$333,800 Land $72,300 Building $261,500
2023$5,626.00$286,300 Land $59,600 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 James St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENFIELD WATER DEPARTMENT
serves 17,768 people · EPA ID MA1114000
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Greenfield Community Energy & Technology
Fixed Wireless
200 / 200

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