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23 Ivy Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 23 Ivy Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,319 sqft · built 1978
Lot Size0.15 acres (6,550 sqft)
Owner2 Individual Names on Record
Last Sale$158,500 (May 2015)
Tax Bill$3,062 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN111323A012

Property Details

APN / Parcel Number

Primary APN111323A012
Alternative APN
  • 6-010C-5217-00-0096.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,319 sqft Living Area
Gross Area3,032 sqft
1st Floor Area1,319 sqft
Basement Area1,295 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,550 sqft (0.15 acres)
Lot Dimensions131 ft deep x 50 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area191 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number111323A012
Street Address23 IVY CT
CitySAINT CHARLES
StateMO
Zip63303-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionIVY MEADOWS #3 LOT 96
Legal SubdivisionIVY MEADOWS #3
Legal Lot Number96
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group2
Census Block2001
Census Tract310903

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 IVY CT, SAINT CHARLES, MO 63303-5020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP
May 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2015 · Amount on Record
Deed SaleMay 15, 2015 · Amount on Record
Prior SaleNov 14, 2002 · Amount on Record
Deed Document Number2015303380
Deed Book / Page6355 / 1278
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address23 IVY CT, SAINT CHARLES, MO 63303-5020
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 IVY CT, SAINT CHARLES, MO 63303-5020

Mortgage

Document Number2021R041057
DateMay 11, 2021
Instrument2021R-041057
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address23 IVY CT, SAINT CHARLES, MO 63303-5020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070820782
DateMay 31, 2019
Book Page7082/0782
Instrument20190531000262840
Lender
NameFIRST FINANCIAL FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,815 (-)$256,922 (-) Land $60,000 Building $196,922
2025$3,062.00$48,815 (+9.6%)$256,922 (+9.6%) Land $60,000 Building $196,922
2023$44,539
2022$234,415 Land $60,000 Building $174,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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