22 Ivy Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 22 Ivy Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,967 sqft · built 1978
Lot Size	0.163 acres (7,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2025)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111323A013`

Property Details

APN / Parcel Number

Primary APN	`111323A013`
Alternative APN	`6-010C-5217-00-0097.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,967 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,319 sqft
Basement Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,084 sqft (0.163 acres)
Lot Dimensions	92 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	191 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	111323A013
Street Address	22 IVY CT
City	SAINT CHARLES
State	MO
Zip	63303-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	IVY MEADOWS #3 LOT 97
Legal Subdivision	IVY MEADOWS #3
Legal Lot Number	97
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	2
Census Block	2001
Census Tract	310903

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 IVY CT, SAINT CHARLES, MO 63303-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Sep 11, 2002 · Amount on Record
Deed Document Number	202554099
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 IVY CT, SAINT CHARLES, MO 63303-5020
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 IVY CT, SAINT CHARLES, MO 63303-5020

Mortgage

Document Number	0000093039
Date	Nov 12, 2021
Instrument	2021R-093039

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 3, 2025
Property Address	22 IVY CT, SAINT CHARLES, MO 63303-5020
Document Number	0000054099
Map Reference	MB 20 PG 43
Instrument Date	Nov 21, 2025
Instrument	2025R-054099
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 IVY CT, SAINT CHARLES, MO 63303-5020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 IVY CT, SAINT CHARLES, MO 63303-5020

Mortgage

Document Number	0000054100
Date	Dec 3, 2025
Instrument	2025R-054100

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,815 (-)	$256,922 (-) Land $60,000 Building $196,922
2025	$3,062.00	$48,815 (+9.6%)	$256,922 (+9.6%) Land $60,000 Building $196,922
2023		$44,539
2022			$234,415 Land $60,000 Building $174,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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