Middlesex County and Reading Town property record for 23 Howard St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,519 sqft · built 1920 |
| Lot Size | 0.381 acres (16,601 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,726 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0348.0 |
| Primary APN | READ M:010.0-0000-0348.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,519 sqft Living Area |
| Gross Area | 5,051 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,601 sqft (0.381 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 390000000420 |
|---|---|
| Street Address | 23 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0348.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23 HOWARD ST, READING, MA 01867-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 11, 2019 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Feb 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2017 |
| Deed Sale | Feb 24, 2017 |
| Prior Sale | Oct 15, 1998 · Amount on Record |
| Deed Document Number | 201728777 |
| Deed Book / Page | 68930 / 415 |
| Transfer Doc | 68930-415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 HOWARD ST, READING, MA 01867-3314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73803-420 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 73803/420 |
| Instrument | 195623 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2060 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 24, 2017 |
| Property Address | 23 HOWARD ST, READING, MA 01867-3314 |
| Document Number | 68930-415 |
| Book / Page | 068930 / 000415 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 28777 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 HOWARD ST READING MA 018673314, READING, MA 01867-3314 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,726.00 (-1.24%) | $1,205,100 (+1.63%) Land $580,100 Building $625,000 | $1,464,995 (-2.37%) |
| 2024 | $13,898.00 (+6.05%) | $1,185,800 (+13.92%) Land $570,700 Building $615,100 | $1,500,525 |
| 2023 | $13,105.00 | $1,040,900 Land $499,900 Building $541,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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