Middlesex County and Reading Town property record for 51 Howard St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,030 sqft · built 1954 |
| Lot Size | 0.386 acres (16,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $519,450 (Sep 2007) |
| Tax Bill | $10,505 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0318.0 |
| Primary APN | READ M:010.0-0000-0318.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 3,509 sqft |
| Basement Area | 1,017 sqft |
| Unfinished Basement | 1,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,805 sqft (0.386 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 380000000080 |
|---|---|
| Street Address | 51 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Legal Subdivision | CARRIE P HOWE |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 HOWARD ST, READING, MA 01867-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2007 · Amount on Record |
| Deed Sale | Sep 27, 2007 · Amount on Record |
| Deed Document Number | 2007179759 |
| Deed Book / Page | 50154 / 22 |
| Last Transfer Date | Oct 19, 2021 |
| Transfer Doc | 78982-114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 25, 2021 |
| Property Address | 51 HOWARD ST, READING, MA 01867-3314 |
| Document Number | 78982-114 |
| Book / Page | 78982 / 114 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 233007 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51 HOWARD ST, READING, MA 01867-3314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 51 HOWARD ST, READING, MA 01867-3314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75663-303 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 75663/303 |
| Instrument | 166107 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,505.00 (+0.92%) | $958,500 (+4.88%) Land $609,400 Building $348,200 | $946,382 (-0.39%) |
| 2025 | $10,409.00 (-1.23%) | $913,900 (+1.63%) Land $581,000 Building $332,900 | $950,095 (-21.07%) |
| 2024 | $10,539.00 (+6.26%) | $899,200 (+14.14%) Land $571,600 Building $327,600 | $1,203,650 |
| 2023 | $9,918.00 | $787,800 Land $500,700 Building $287,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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