23 Highpoint, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 23 Highpoint, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,349 sqft · built 1984
Lot Size	2.12 acres (92,404 sqft)
Owner	Individual Name on Record
Last Sale	$478,000 (Jun 2022)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00040-0000-00237-0000-C0023`

Property Details

APN / Parcel Number

Primary APN	`04-00040-0000-00237-0000-C0023`
Alternative APNs	`0400040000000237C0023` `040004000000023723`

Interior

Stories	2 Stories
Building Area	2,349 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	92,404 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040004000000023723
Street Address	23 HIGHPOINT
City	CEDAR GROVE
State	NJ
Zip	07009-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.25032% CE 6.121 AC
Legal Subdivision	HIGH POINT/CEDAR GROVE CONDOS
Legal Block	40
Legal Lot Number	237
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2002
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	202253939
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 2, 2022
Property Address	23 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Document Number	0000053939
Instrument Date	May 20, 2022
Instrument	2022053939
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HIGHPOINT, 23, CEDAR GROVE, NJ 07009-1976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HIGHPOINT, CEDAR GROVE, NJ 07009-1976

Mortgage

Document Number	0000053940
Date	Jun 2, 2022
Instrument	2022053940

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	23 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021015648
Date	Feb 9, 2021
Instrument	2021015648

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,900 (+79.57%) Land $295,000 Building $287,900	$582,900 (+79.57%) Land $295,000 Building $287,900
2025	$8,722.00 (+2.79%)	$324,600 (-) Land $125,000 Building $199,600	$324,600 (-) Land $125,000 Building $199,600
2024	$8,485.00 (+1.96%)
2023		$324,600 Land $125,000 Building $199,600	$324,600 Land $125,000 Building $199,600
2022	$8,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Highpoint

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures