21 Highpoint, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 21 Highpoint, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1984
Lot Size	2.12 acres (92,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2003)
Tax Bill	$8,134 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00040-0000-00237-0000-C0021`

Property Details

APN / Parcel Number

Primary APN	`04-00040-0000-00237-0000-C0021`
Alternative APNs	`0400040000000237C0021` `040004000000023721`

Interior

Stories	2 Stories
Building Area	1,490 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	92,404 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040004000000023721
Street Address	21 HIGHPOINT
City	CEDAR GROVE
State	NJ
Zip	07009-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	2.25032% CE 6.121 AC
Legal Subdivision	HIGH POINT/CEDAR GROVE CONDOS
Legal Block	40
Legal Lot Number	237
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2002
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Intrafamily Transfer, Transfer
Dec 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2003 · Amount on Record
Deed Sale	Nov 24, 2003 · Amount on Record
Deed Book / Page	6019 / 243
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000068835
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2023
Property Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Document Number	0000068835
Instrument Date	Nov 15, 2023
Instrument	2023068835
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Document Number	0000126560
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGHPOINT CEDAR GROVE NJ 070091976, CEDAR GROVE, NJ 07009-1976

Mortgage

Document Number	0000126560
Date	Dec 16, 2020
Instrument	126560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 HIGHPOINT, CEDAR GROVE, NJ 07009-1976
Document Number	0000006438
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGHPOINT CEDAR GROVE NJ 070091976, CEDAR GROVE, NJ 07009-1976

Mortgage

Document Number	0000006438
Date	Jan 17, 2020
Instrument	6438

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,100 (+93.62%) Land $295,000 Building $291,100	$586,100 (+93.62%) Land $295,000 Building $291,100
2025	$8,134.00 (+2.81%)	$302,700 (-) Land $125,000 Building $177,700	$302,700 (-) Land $125,000 Building $177,700
2024	$7,912.00 (+1.95%)
2023		$302,700 (-) Land $125,000 Building $177,700	$302,700 (-) Land $125,000 Building $177,700
2022	$7,761.00 (+1.23%)	$302,700 Land $125,000 Building $177,700	$302,700 Land $125,000 Building $177,700
2021	$7,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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