Erie County and Tonawanda Town property record for 23 Harding Ave, Buffalo, NY 14217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,301 sqft · built 1928 |
| Lot Size | 0.085 acres (3,710 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,802 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 146489 66.47-5-1 |
| Primary APN | 146489 66.47-5-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,301 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,710 sqft (0.085 acres) |
| Lot Dimensions | 106 ft deep x 35 ft wide |
| Garage Type | Mixed |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 024 0293000 |
|---|---|
| Street Address | 23 HARDING AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14217-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 1127 W DELAWARE RD 1443 64 35 X 106 |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8102 |
23 Harding Ave is owned and occupied by two individuals.
Source: Erie County and Tonawanda Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 HARDING AVE, BUFFALO, NY 14217-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 23 HARDING AVE, BUFFALO, NY 14217-1407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139093890 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 13909/3890 |
| Instrument | 2019188749 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jul 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Tonawanda Town |
| Unified School District | Kenmore-Tonawanda Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,802.00 (+20.45%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,817.00 (+137.06%) | $45,200 (-) Land $5,900 Building $39,300 | $215,200 (+9.5%) Land $28,090 Building $187,110 |
| 2024 | $2,032.00 (-29.98%) Homeowner's exemption Senior Citizen's exemption | $45,200 (-) Land $5,900 Building $39,300 | $196,522 (+4.37%) Land $25,652 Building $170,870 |
| 2023 | $45,200 Land $5,900 Building $39,300 | $188,300 Land $24,579 Building $163,721 | |
| 2019 | $2,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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