23 Grayling Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 23 Grayling Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 2013
Lot Size	0.075 acres (3,267 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Mar 2026)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16810-000-0030`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16810-000-0030`
Alternative APNs	`36-318-16810-000-0030` `1083473`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	772 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	93 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	228 sqft
Driveway	Brick Driveway
Porch	Open/Unfinished Porch
Porch Area	204 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 GRAYLING WAY
City	INLET BEACH
State	FL
Zip	32461-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HWY 98
Legal Description	LOT 3 WATER VIEW AT INLET BEACH PB 18-41 OR 2880-4343 OR 2880-4357 OR 2928-3360 OR 3049-3754 OR 3123-3855
Legal Range	018
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET BEACH
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2041
Census Tract	950610

Owner

23 Grayling Way is owned by two individuals who bought it in March 2026.

Source: Walton County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 381, PROSPECT, KY 40059-0381
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
Aug 14, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	202611797
Deed Book / Page	3392 / 1701
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 27, 2026
Property Address	23 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0033921701
Book / Page	3392 / 1701
Map Reference	MB 18 PG 41
Instrument Date	Mar 25, 2026
Instrument	20260011797
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 PENNEKAMP LN, INLET BEACH, FL 32461-8603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 381, PROSPECT, KY 40059-0381
Investor	Possibly a Property Investor

Mortgage

Document Number	0033921703
Date	Mar 27, 2026
Instrument	3392/1703

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 8, 2019
Property Address	23 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0031233855
Book / Page	003123 / 003855
Instrument Date	Nov 6, 2019
Instrument	39429
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	154 CANDLEWICK CIR PANAMA CITY FL 324053284, PANAMA CITY, FL 32405-3284

Mortgage

Document Number	31233857
Date	Nov 8, 2019
Book Page	003123/003857
Instrument	39430

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 14, 2017
Property Address	23 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0030493754
Book / Page	003049 / 003754
Instrument Date	Aug 11, 2017
Instrument	26966
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	RODGERS-KIEFER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 GRAYLING WAY INLET BEACH FL 324619622, INLET BEACH, FL 32461-9622

Mortgage

Document Number	30493757
Date	Aug 14, 2017
Book Page	003049/003757
Instrument	26967

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Grayling Way was $4,745, down 6.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00 (-6.67%)	$580,629 Land $150,000 Building $430,629	$580,629 Land $150,000 Building $430,629
2024	$5,084.00 (+5.48%)
2023	$4,820.00 (+20.08%)	$686,667 (+32.68%) Land $90,361 Building $596,306	$686,667 (+32.68%) Land $90,361 Building $596,306
2022	$4,014.00	$517,526 Land $100,300 Building $417,226	$517,526 Land $100,300 Building $417,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Grayling Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Grayling Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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