23 Granite Point Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 23 Granite Point Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,803 sqft · built 2018
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$691,900 (Jan 2020)
Tax Bill	$12,533 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:75 L:5`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:75 L:5`
Alternative APN	`750050000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	5,352 sqft
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	750050000
Street Address	23 GRANITE POINT RD
City	BIDDEFORD
State	ME
Zip	04005-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Lot Number	5
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1018
Census Tract	25400

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 ALBANY RD, A, DEERFIELD, MA 01342-5001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Jan 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Aug 9, 2019	Warranty Deed, Transfer
Mar 16, 2018	Correction Deed PRIMARY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20202020000965
Deed Book / Page	18140 / 339
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0180160305
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	23 GRANITE POINT RD, BIDDEFORD, ME 04005-9568
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191160949
Date	Sep 21, 2022
Book Page	19116/949
Instrument	2022040425

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jan 6, 2020
Property Address	23 GRANITE POINT RD, BIDDEFORD, ME 04005-9568
Document Number	0181400339
Book / Page	18140 / 339
Instrument Date	Dec 19, 2019
Instrument	2020000965
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14A ALBANY RD, DEERFIELD, MA 01342-5001

Mortgage

Document Number	2020000966
Date	Jan 6, 2020
Instrument	2020000966

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 9, 2019
Property Address	23 GRANITE POINT RD, BIDDEFORD, ME 04005-9568
Document Number	0180160305
Book / Page	18016 / 305
Instrument Date	Aug 9, 2019
Instrument	2019031967
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 GRANITE POINT RD, BIDDEFORD, ME 04005-9568

March 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 16, 2018
Property Address	23 GRANITE POINT RD, BIDDEFORD, ME 04005-9568
Document Number	0176780195
Book / Page	17678 / 0195
Instrument	2018010017
Record Updated	Feb 3, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010018
Date	Mar 16, 2018
Instrument	2018010018

Lender

Name	PRIMARY BANK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,533.00 (+4.96%)	$838,900 (-0.1%) Land $449,500 Building $389,400
2024	$11,941.00 (+8.79%)	$839,700 (+0.37%) Land $449,500 Building $390,200
2023	$10,976.00 (+14.02%)	$836,600 (+42.62%) Land $446,400 Building $390,200	$986,290
2022	$9,626.00	$586,600 Land $223,800 Building $362,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	168 (1978–2024)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Jan 2024 · 51 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 18 claims Coastal Storm, Nov 1991 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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