23 Girdler Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 23 Girdler Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,069 sqft · built 1958
Lot Size0.474 acres (20,630 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Nov 2020)
Tax Bill$10,514 (2026)
Deeds & MortgagesDec 2023 Refinance
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0099 B:0016 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0099 B:0016 L:0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,069 sqft Living Area
Gross Area6,616 sqft
Basement Area1,654 sqft
Unfinished Basement1,240 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,630 sqft (0.474 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 GIRDLER RD
CityMARBLEHEAD
StateMA
Zip01945-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block16
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3005
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 HILLCREST AVE, BEVERLY, MA 01915-4027
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Nov 2, 2020Fiduciary Deed, Transfer · Conventional Mortgage
SALEM FIVE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2020 · Amount on Record
Deed SaleNov 2, 2020 · Amount on Record
Prior SaleAug 13, 2012
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 GIRDLER RD, MARBLEHEAD, MA 01945-2244
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000648570
DateDec 12, 2023
Instrument648570
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJan 1, 2049

November 2020: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMARBLEHEAD MA
Recording DateNov 2, 2020
Property Address23 GIRDLER RD, MARBLEHEAD, MA 01945-2244
Document Number0000618095
Instrument DateOct 14, 2020
Instrument618095
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,508.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 HILLCREST AVE BEVERLY MA 019154027, BEVERLY, MA 01915-4027

Mortgage

Document Number618096
DateNov 2, 2020
Instrument618096
Lender
NameSALEM FIVE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,514.00 (-1.2%)$1,228,300 (+4.46%) Land $687,300 Building $538,100$1,365,081 (+0.37%)
2025$10,642.00 (+5.35%)$1,175,900 (+4.3%) Land $687,300 Building $488,600$1,360,020
2024$10,102.00 (+1.03%)$1,127,400 (+12.75%) Land $656,800 Building $470,600
2023$9,999.00$999,900 Land $626,200 Building $373,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1991–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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