Essex County and Marblehead Town property record for 12 Girdler Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,513 sqft · built 1956 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,500 (Mar 1987) |
| Tax Bill | $6,658 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0107 B:0004 L:0 |
| Primary APN | MARB M:0107 B:0004 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 GIRDLER RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 4 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 GIRDLER RD, MARBLEHEAD, MA 01945-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC STATE MORTGAGE CO |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC ST MTG |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC ST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 1987 · Amount on Record |
| Deed Sale | Mar 19, 1987 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 GIRDLER RD, MARBLEHEAD, MA 01945-2205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000663047 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 663047 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 GIRDLER RD, MARBLEHEAD, MA 01945-2205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625970 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 625970 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 GIRDLER RD, MARBLEHEAD, MA 01945-2205 |
| Document Number | 0000613114 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 GIRDLER RD MARBLEHEAD MA 019452205, MARBLEHEAD, MA 01945-2205 |
| Document Number | 0000613114 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 613114 |
| Name | REPUBLIC ST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 GIRDLER RD, MARBLEHEAD, MA 01945-2205 |
| Document Number | 0000586863 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000586863 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 586863 |
| Name | REPUBLIC ST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,658.00 (-2.93%) | $777,800 (+2.63%) Land $566,300 Building $203,900 | $805,116 (+32.05%) |
| 2025 | $6,859.00 (+14.6%) | $757,900 (+13.46%) Land $566,300 Building $191,600 | $609,710 |
| 2024 | $5,985.00 (-8.72%) | $668,000 (+1.88%) Land $541,200 Building $126,800 | |
| 2023 | $6,557.00 | $655,700 Land $516,000 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1991–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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