23 Gardner Ave, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 23 Gardner Ave, Sturbridge, MA 01566 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,800 sqft · built 1956
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Nov 2006)
Tax Bill$5,466 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN290-02554-023

Property Details

APN / Parcel Number

Primary APN290-02554-023
Alternative APNs
  • STUR M:290 B:000 L:2554-023
  • M:290 B:000 L:2554=023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,903 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number290-02554-023
Street Address23 GARDNER AVE
CitySTURBRIDGE
StateMA
Zip01566-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number2554-23
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group1
Census Block1037
Census Tract758104

Owner

Source: Worcester County and Sturbridge Town records · APN 290-02554-023

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 GARDNER AVE, STURBRIDGE, MA 01566-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2006 · Amount on Record
Deed SaleNov 02, 2006 · Amount on Record
Deed Document Number2006166321
Deed Book / Page40103 / 93
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address23 GARDNER AVE, STURBRIDGE, MA 01566-1554
Transaction TypeMortgage
Record UpdatedMay 10, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070419-310
DateApr 22, 2024
Book Page70419/310
Instrument28968
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term229 Months
DueMay 01, 2043

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,466.00 (+1.84%)$343,100 (+5.41%) Land $78,200 Building $264,900$420,470 (-4.3%)
2024$5,367.00 (+5.88%)$325,500 (+16.04%) Land $76,700 Building $248,800$439,375
2023$5,069.00$280,500 Land $67,000 Building $213,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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