17 Gardner Ave, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 17 Gardner Ave, Sturbridge, MA 01566 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1952
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2019)
Tax Bill	$7,024 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-02554-017`

Property Details

APN / Parcel Number

Primary APN	`290-02554-017`
Alternative APNs	`STUR M:290 B:000 L:2554-017` `M:290 B:000 L:2554=017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	3,720 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290-02554-017
Street Address	17 GARDNER AVE
City	STURBRIDGE
State	MA
Zip	01566-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STERLING & W BOYLSTON
Legal Lot Number	2554-17
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1037
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records · APN 290-02554-017

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage ENTERPRISE BANK & TRUST CO
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
May 01, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	201938815
Deed Book / Page	60348 / 78
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058172-325
Date	Dec 12, 2017
Book Page	58172/325
Instrument	138725

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062421-278
Date	May 19, 2020
Book Page	62421/278
Instrument	50862

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066322-99
Date	Oct 19, 2021
Book Page	66322/99
Instrument	146411

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 01, 2019
Property Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554
Document Number	60348-78
Book / Page	60348 / 78
Instrument Date	May 01, 2019
Instrument	38815
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GARDNER AVE, STURBRIDGE, MA 01566-1554

Mortgage

Document Number	38816
Date	May 01, 2019
Instrument	38816

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,024.00 (+10.79%)	$440,900 (+14.67%) Land $77,300 Building $363,600	$456,190 (-1.52%)
2024	$6,340.00 (+5.68%)	$384,500 (+15.81%) Land $75,900 Building $308,600	$463,220
2023	$5,999.00	$332,000 Land $66,300 Building $265,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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