Bristol City property record for 23 Garden St, Bristol, CT 06010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,651 sqft · built 1880 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Sep 2008) |
| Tax Bill | $5,162 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:42 L:130 |
| Primary APN | BRIS M:42 L:130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 961 sqft |
| Basement Area | 246 sqft |
| Unfinished Basement | 246 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 103489 |
|---|---|
| Street Address | 23 GARDEN ST |
| City | BRISTOL |
| State | CT |
| Zip | 06010-6758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 130 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 405200 |
Source: Bristol City records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 GARDEN ST, BRISTOL, CT 06010-6757 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Mar 24, 2017 | Deed of Trust, Mortgage · ARM FARMINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2008 · Amount on Record |
| Deed Sale | Sep 10, 2008 · Amount on Record |
| Deed Book / Page | 1783 / 1043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 23 GARDEN ST, BRISTOL, CT 06010-6758 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002333-951 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 2333/951 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 23 GARDEN ST, BRISTOL, CT 06010-6758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2047-1057 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 2047/1057 |
| Name | FARMINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,162.00 | $152,950 (+3.36%) Land $34,090 Building $118,860 | $107,065 Land $23,863 Building $83,202 |
| 2024 | $5,162.00 (+14.94%) | ||
| 2023 | $4,491.00 (+10.56%) | $147,980 (+39.72%) Land $34,090 Building $113,890 | |
| 2022 | $4,062.00 | $105,910 Land $24,850 Building $81,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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