15 Garden St, Bristol, CT 06010 Property Records

Bristol City property record for 15 Garden St, Bristol, CT 06010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 1900
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$226,900 (Dec 2021)
Tax Bill$5,573 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBRIS M:42 L:131

Property Details

APN / Parcel Number

Primary APNBRIS M:42 L:131
Alternative APNs
  • 0128317
  • 128317

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,516 sqft Living Area
Gross Area2,804 sqft
1st Floor Area924 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number128317
Street Address15 GARDEN ST
CityBRISTOL
StateCT
Zip06010-6758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number131
JurisdictionBRISTOL CT
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3003
Census Tract405200

Owner

15 Garden St is owned and occupied by an individual who bought it in December 2021.

Source: Bristol City records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address15 GARDEN ST, BRISTOL, CT 06010-6758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
Apr 20, 2017Warranty Deed, Transfer
FARMINGTON NATIONAL BANK
Apr 20, 2017Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleApr 20, 2017 · Amount on File
Deed Book / Page2205 / 1139
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL CT
Recording DateDec 2, 2021
Property Address15 GARDEN ST, BRISTOL, CT 06010-6758
Document Number02205-1139
Book / Page2205 / 1139
Instrument DateDec 1, 2021
Transaction TypeTransfer
Record UpdatedDec 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 GARDEN ST, BRISTOL, CT 06010-6758

Mortgage

Document Number0022051141
DateDec 2, 2021
Instrument2205/1141
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL CT
Recording DateApr 20, 2017
Property Address15 GARDEN ST, BRISTOL, CT 06010-6758
Document Number2049-865
Book / Page2049 / 865
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$39.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20490869
DateApr 20, 2017
Instrument02049/0869
Lender
NameFARMINGTON NATIONAL BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueApr 20, 2047

April 2017: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBRISTOL CT
Recording DateApr 20, 2017
Property Address15 GARDEN ST, BRISTOL, CT 06010-6758
Document Number2049-862
Book / Page002049 / 000862
Instrument DateApr 10, 2017
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

AmountAmount on Record
Tax$71.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 GARDEN ST BRISTOL CT 060106758, BRISTOL, CT 06010-6758

Tax Assessment & Valuation

The 2025 property tax bill for 15 Garden St was $5,573.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityBristol City
Unified School DistrictBristol School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,573.00$165,130 Land $34,090 Building $131,040$115,591 Land $23,863 Building $91,728
2024$5,573.00 (+11.19%)
2023$5,012.00 (+16.05%)$165,130 (+46.61%) Land $34,090 Building $131,040
2022$4,319.00$112,630 Land $24,850 Building $87,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL WATER DEPARTMENT
serves 52,079 people · EPA ID CT0170011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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