23 Founders Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 23 Founders Ct, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,706 sqft · built 1985
OwnerIndividual Name on File
Tax Bill$2,459 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN999-99-18-563.00

Property Details

APN / Parcel Number

Primary APN999-99-18-563.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,706 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Dimensions507 ft deep x 41 ft wide
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999918563.00
Street Address23 FOUNDERS CT
CityCOLD SPRING
StateKY
Zip41076-1860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 COLDSTREAM SUBD SECTION 2
Legal SubdivisionCOLDSTREAM
Legal Phase2
Legal Lot Number13
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2000
Census Tract53301

Owner

Source: Campbell County records · APN 999-99-18-563.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Feb 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 08, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 08, 2017
Transfer Doc0005066661
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Recording DateJun 22, 2026
Property Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860
Document Number0006139333
Book / Page2500 / 458
Instrument DateJun 05, 2026
Instrument20266139333
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860

Mortgage

Document Number0006139333,
DateJun 22, 2026
Book Page2500/458
Instrument20266139333
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005139181
DateAug 31, 2021
Book PageM2304/712
Instrument5139181
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005069095
DateFeb 05, 2018
Book PageM2136/132
Instrument5069095
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueDec 24, 2037

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMPBELL KY
Recording DateDec 08, 2017
Property Address23 FOUNDERS CT, COLD SPRING, KY 41076-1860
Document Number0005066661
Book / Page000790 / 000662
Instrument DateDec 08, 2017
Instrument5066661
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 FOUNDERS CT COLD SPRING KY 410761860, COLD SPRING, KY 41076-1860

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,459.00 (-0.32%) Homeowner's exemption$252,000 (-) Land $50,000 Building $202,000$252,000 (-) Land $50,000 Building $202,000
2023$2,467.00 (+14.11%) Homeowner's exemption$252,000 (+18.04%) Land $50,000 Building $202,000$252,000 (+18.04%) Land $50,000 Building $202,000
2022$2,162.00 Homeowner's exemption$213,490 Land $35,000 Building $178,490$213,490 Land $35,000 Building $178,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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