16 Founders Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 16 Founders Ct, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 1985
Lot Size	0.68 acres (29,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Dec 2023)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-302.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-302.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,445 sqft (0.68 acres)
Lot Dimensions	195 ft deep x 151 ft wide
Terrain	Combination
Garage Type	Attached
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 FOUNDERS CT
City	COLD SPRING
State	KY
Zip	41076-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 COLDSTREAM SUBD #2
Legal Subdivision	COLDSTREAM
Legal Lot Number	8
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	53301

Owner

Source: Campbell County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 FOUNDERS CT, COLD SPRING, KY 41076-1860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20235315562
Deed Book / Page	857 / 214
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Dec 20, 2023
Property Address	16 FOUNDERS CT, COLD SPRING, KY 41076-1860
Document Number	0005315562
Book / Page	D857 / 214
Map Reference	CAB D SL 608B
Instrument Date	Dec 15, 2023
Instrument	5315562
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 FORREST ST, NEWPORT, KY 41071-3575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 FOUNDERS CT, COLD SPRING, KY 41076-1860

Mortgage

Document Number	0005315563
Date	Dec 20, 2023
Instrument	5315563

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00 (+41.65%)	$405,000 (+40.24%) Land $50,000 Building $355,000	$405,000 (+40.24%) Land $50,000 Building $355,000
2023	$3,465.00 (+31.1%)	$288,800 (+36.55%) Land $50,000 Building $238,800	$288,800 (+36.55%) Land $50,000 Building $238,800
2022	$2,643.00	$211,500 Land $30,000 Building $181,500	$211,500 Land $30,000 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20