23 Floyd Cir, Silver Bay, MN 55614 Property Records

Lake County property record for 23 Floyd Cir, Silver Bay, MN 55614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,578 sqft · built 1954
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,946 (2026)
APN	`22-7460-16060`

Property Details

APN / Parcel Number

Primary APN	`22-7460-16060`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,578 sqft Gross Area
1st Floor Area	1,578 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	130 ft deep x 133 ft wide
Garage Type	Mixed
Garage Area	1,228 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	23 FLOYD CIR
City	SILVER BAY
State	MN
Zip	55614-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 16
Legal Subdivision	SILVER BAY 03 DIV
Legal Block	16
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	2
Census Block	2011
Census Tract	370300

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 FLOYD CIR, SILVER BAY, MN 55614-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00 (+7.83%) Homeowner's exemption	$251,700 (-1.76%) Land $26,800 Building $224,900	$251,700 (-1.76%) Land $26,800 Building $224,900
2025	$2,732.00
2023		$256,200 Land $26,800 Building $229,400	$256,200 Land $26,800 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50