19 Floyd Cir, Silver Bay, MN 55614 Property Records

Lake County property record for 19 Floyd Cir, Silver Bay, MN 55614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 1956
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2021)
Tax Bill	$6,134 (2026)
Deeds & Mortgages	Mar 2021 Sale
APN	`22-7460-16080`

Property Details

APN / Parcel Number

Primary APN	`22-7460-16080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,658 sqft Gross Area
1st Floor Area	1,658 sqft
Utility Area	192 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	135 ft deep x 153 ft wide
Garage Type	Mixed
Garage Area	1,054 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	210 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	19 FLOYD CIR
City	SILVER BAY
State	MN
Zip	55614-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 16
Legal Subdivision	SILVER BAY 03 DIV
Legal Block	16
Legal Lot Number	8
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	2
Census Block	2011
Census Tract	370300

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19 FLOYD CIR, SILVER BAY, MN 55614-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Deed Document Number	202147645
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Mar 23, 2021
Property Address	19 FLOYD CIR, SILVER BAY, MN 55614-1231
Document Number	T000047645
Instrument Date	Mar 17, 2021
Instrument	T000047645
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 FLOYD CIR, SILVER BAY, MN 55614-1231

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,134.00 (+6.83%) Homeowner's exemption	$453,100 (-0.44%) Land $28,100 Building $425,000	$453,100 (-0.44%) Land $28,100 Building $425,000
2025	$5,742.00
2023		$455,100 Land $28,100 Building $427,000	$455,100 Land $28,100 Building $427,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50