23 Ferdinand St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 23 Ferdinand St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1910
Lot Size	0.095 acres (4,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jun 2025)
Tax Bill	$3,899 (2026)
Deeds & Mortgages	May 2023 Refinance Mar 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-016-00046`

Property Details

APN / Parcel Number

Primary APN	`14-016-00046`
Alternative APN	`WORC M:14 B:016 L:00046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,150 sqft (0.095 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	14-016-00046
Street Address	23 FERDINAND ST
City	WORCESTER
State	MA
Zip	01603-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	16
Legal Lot Number	46
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4008
Census Tract	731101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 FRONT ST, WORCESTER, MA 01608-1734
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance REAL ESTATE PROPERTY SERVICES LLC
Mar 4, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2026	Quit Claim Deed, Transfer CMG HOME LOANS
Jun 10, 2025	Quit Claim Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REAL ESTATE PROPERTY SERVICES LLC
Apr 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND
Apr 1, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	202546609
Deed Book / Page	72099 / 326
Last Transfer Date	Feb 27, 2026
Transfer Doc	073270-144
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069112-30
Date	May 10, 2023
Book Page	69112/30
Instrument	35594

Lender

Name	REAL ESTATE PROPERTY SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 4, 2026
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	073271-240
Book / Page	73271 / 240
Instrument Date	Feb 27, 2026
Instrument	16598
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FRONT ST, WORCESTER, MA 01608-1734

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 4, 2026
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	073270-144
Book / Page	73270 / 144
Instrument Date	Feb 27, 2026
Instrument	16533
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 FRONT ST, WORCESTER, MA 01608-1734

Mortgage

Document Number	0000016534
Date	Mar 4, 2026
Instrument	16534

Lender

Name	CMG HOME LOANS

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 10, 2025
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	072099-326
Book / Page	72099 / 326
Instrument Date	Jun 10, 2025
Instrument	46609
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FERDINAND ST, WORCESTER, MA 01603-2118

Mortgage

Document Number	0000046610
Date	Jun 10, 2025
Instrument	46610

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 25, 2023
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	069801-136
Book / Page	69801 / 136
Instrument Date	Oct 25, 2023
Instrument	89045
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MAIN ST, BOYLSTON, MA 01505-1952

Mortgage

Document Number	0000089046
Date	Oct 25, 2023
Instrument	89046

Lender

Name	REAL ESTATE PROPERTY SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 1, 2022
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	067371-299
Book / Page	67371 / 299
Instrument Date	Mar 31, 2022
Instrument	36578
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 WILLARD ST # UT358, QUINCY, MA 02169-6122

Mortgage

Document Number	0000036579
Date	Apr 1, 2022
Instrument	36579

Lender

Name	CROWD LENDING FUND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 1, 2022
Property Address	23 FERDINAND ST, WORCESTER, MA 01603-2118
Document Number	067371-175
Book / Page	67371 / 175
Instrument Date	Mar 27, 2022
Instrument	36541
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 WARREN AVE # A, A, BROCKTON, MA 02301-6457

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,899.00 (+2.98%)	$293,600 (+2.3%) Land $75,800 Building $217,800	$475,306 (-9.26%)
2025	$3,786.00 (-7.95%)	$287,000 (+0.07%) Land $71,300 Building $215,700	$523,830 (+60.1%)
2024			$327,180
2023	$4,113.00	$286,800 Land $62,000 Building $224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

23 Ferdinand St, Worcester, MA 01603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ferdinand St

Nearby Streets

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