22 Ferdinand St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 22 Ferdinand St, Worcester, MA 01603

Property Summary

Property TypeTriplex
Details6 bd · 4 ba · 2,648 sqft · built 1925
Lot Size0.162 acres (7,040 sqft)
OwnerIndividual Name on Record
Last Sale$815,000 (Aug 2025)
Tax Bill$7,275 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-016-00023

Property Details

APN / Parcel Number

Primary APN14-016-00023
Alternative APN
  • WORC M:14 B:016 L:00023

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Units3 Units
Stories2 Stories
Building Area2,648 sqft Living Area
Gross Area5,857 sqft
1st Floor Area1,324 sqft
AtticAttic
Attic Area1,288 sqft
Basement Area724 sqft
Unfinished Basement724 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1973
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,040 sqft (0.162 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number14-016-00023
Street Address22 FERDINAND ST
CityWORCESTER
StateMA
Zip01603-2119
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRL-7
Legal Block16
Legal Lot Number23
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group4
Census Block4013
Census Tract731101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 FERDINAND ST, 22, WORCESTER, MA 01603-2119
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2025Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Aug 26, 2025Quit Claim Deed, Transfer · Conventional Mortgage
TOTAL MORTGAGE SERVICES LLC
Feb 1, 2022Quit Claim Deed, Transfer · FHA Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleFeb 1, 2022 · Amount on Record
Deed Book / Page72449 / 140
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address22 FERDINAND ST, WORCESTER, MA 01603-2119
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00072312-1
DateJul 28, 2025
Book Page72312/1
Instrument62043
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 26, 2025
Property Address22 FERDINAND ST, WORCESTER, MA 01603-2119
Document Number072449-140
Book / Page72449 / 140
Instrument DateAug 26, 2025
Instrument72282
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FERDINAND ST # 22, 22, WORCESTER, MA 01603-2119

Mortgage

Document Number0000072283
DateAug 26, 2025
Instrument72283
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 1, 2022
Property Address22 FERDINAND ST, WORCESTER, MA 01603-2119
Document Number067046-223
Book / Page67046 / 223
Instrument DateJan 31, 2022
Instrument12697
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FERDINAND ST # 22, 22, WORCESTER, MA 01603-2119

Mortgage

Document Number0000012698
DateFeb 1, 2022
Instrument12698
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,275.00 (+4.11%)$547,800 (+3.4%) Land $103,700 Building $444,100
2025$6,988.00 (+10.48%)$529,800 (+20.11%) Land $97,600 Building $432,200
2023$6,325.00$441,100 Land $84,800 Building $356,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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