Flagler County property record for 23 Edge Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Apr 2017) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01160-0210 |
| Primary APN | 07-11-31-7034-01160-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,140 sqft Heated Area |
| Gross Area | 3,058 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 104 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 23 EDGE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 116 LT 21 OR 274 PG 492 OR 654 PG 1876-DC OR 670 PG 974-ACMOR 760 PG 1293 OR 801 PG 606 OR 2200/1500 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 116 |
| Legal Lot Number | 21 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 60218 |
Source: Flagler County records · APN 07-11-31-7034-01160-0210
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 01, 2018 | Loan Modification, Mortgage QUICKEN LNS |
| Apr 24, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Feb 12, 2002 · Amount on Record |
| Deed Document Number | 2017014301 |
| Deed Book / Page | 2200 / 1500 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Document Number | 0028611223 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 2861/1223 |
| Instrument | 2024015606 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0025871081 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 2587/1081 |
| Instrument | 2021040503 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Document Number | 0025061167 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2506/1167 |
| Instrument | 2020052848 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jun 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Document Number | 0022871402 |
| Instrument Date | May 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 EDGE LN PALM COAST FL 321646335, PALM COAST, FL 32164-6335 |
| Document Number | 0022871402 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 002287/001402 |
| Instrument | 23162 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 24, 2017 |
| Property Address | 23 EDGE LN, PALM COAST, FL 32164-6335 |
| Document Number | 0022001500 |
| Book / Page | 002200 / 001500 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 14301 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | FLAGLER COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 EDGE LN PALM COAST FL 321646335, PALM COAST, FL 32164-6335 |
| Document Number | 22001501 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 002200/001501 |
| Instrument | 14302 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (+5.15%) Homeowner's exemption | $233,094 (+5.99%) | $352,459 (+5.01%) Land $65,500 Building $286,959 |
| 2023 | $3,283.00 (+1.02%) Homeowner's exemption | $219,927 (+3%) | $335,645 (+8.15%) Land $57,500 Building $278,145 |
| 2022 | $3,250.00 Homeowner's exemption | $213,521 | $310,356 Land $59,500 Building $250,856 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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