Flagler County property record for 18 Edge Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 2004 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,500 (Nov 2016) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01170-0070 |
| Primary APN | 07-11-31-7034-01170-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,719 sqft |
| 1st Floor Area | 2,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18 EDGE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00117 LOT 0007 SUBDIVISION COMPLETION YEAR 1982 OR 281 PG 262 OR 940 PG 83 OR 1373/552 OR 2166/1845 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 117 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 60218 |
Source: Flagler County records · APN 07-11-31-7034-01170-0070
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 EDGE LN, PALM COAST, FL 32164-6334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2016 · Amount on Record |
| Deed Sale | Nov 03, 2016 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 201635661 |
| Deed Book / Page | 2166 / 1845 |
| Prior Transfer Date | Dec 13, 2005 |
| Prior Transfer Doc | 0013730552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 EDGE LN, PALM COAST, FL 32164-6334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 EDGE LN, PALM COAST, FL 32164-6334 |
| Document Number | 0027850720 |
|---|---|
| Date | Jun 01, 2023 |
| Book Page | 2785/720 |
| Instrument | 2023023537 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 EDGE LN, PALM COAST, FL 32164-6334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 EDGE LN P, P, PALM COAST, FL 32164-6334 |
| Document Number | 0026411651 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 2641/1651 |
| Instrument | 2021070219 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (+2.58%) Homeowner's exemption | $200,908 (+5.99%) | $311,469 (+5.54%) Land $65,500 Building $245,969 |
| 2024 | $2,795.00 (+2.76%) | ||
| 2023 | $2,720.00 (+1.15%) Homeowner's exemption | $189,559 (+3%) | $295,118 (+3.46%) Land $57,500 Building $237,618 |
| 2022 | $2,689.00 Homeowner's exemption | $184,038 | $285,238 Land $59,500 Building $225,738 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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