Ocean County and Toms River Township property record for 21 E Surf Way, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,060 sqft · built 2017 |
| Lot Size | 0.029 acres (1,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (May 2020) |
| Tax Bill | $10,964 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01102-02-00015 |
| Primary APN | 08-01102-02-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,250 sqft (0.029 acres) |
| Lot Dimensions | 25 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 E SURF WAY |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB7 |
| Legal Description | 50X25 |
| Legal Subdivision | TOWNSHIP/TOMS RIVER |
| Legal Block | 1102 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 722500 |
Source: Ocean County and Toms River Township records · APN 08-01102-02-00015
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 29, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Mar 22, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Feb 04, 2002 · Amount on Record |
| Deed Document Number | 202054245 |
| Deed Book / Page | 17905 / 341 |
| Prior Transfer Date | Feb 27, 2017 |
| Prior Transfer Doc | 2017029665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 21 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE AND SETMNT LLC |
| Name | Verified Name |
|---|
| Document Number | 0186821191 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 18682/1191 |
| Instrument | 2021134963 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 29, 2020 |
| Property Address | 21 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Document Number | 0179050341 |
| Book / Page | 017905 / 000341 |
| Instrument Date | May 02, 2020 |
| Instrument | 54245 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | EMERALD TITLE AGENCY LLC, EMERALD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 E SURF WAY LAVALLETTE NJ 087351945, LAVALLETTE, NJ 08735-1945 |
| Document Number | 179050347 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 017905/000347 |
| Instrument | 54246 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 22, 2017 |
| Property Address | 21 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Document Number | 0166890812 |
| Book / Page | 016689 / 000812 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 29665 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 TAMARACK RD MAHOPAC NY 105411425, MAHOPAC, NY 10541-1425 |
| Document Number | 166890818 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 016689/000818 |
| Instrument | 29666 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Ocean County and Toms River Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,100 (-) Land $304,000 Building $257,100 | $561,100 (-) Land $304,000 Building $257,100 | |
| 2025 | $10,964.00 (+7.31%) | $561,100 (-) Land $304,000 Building $257,100 | $561,100 (-) Land $304,000 Building $257,100 |
| 2024 | $10,217.00 (+9.11%) | ||
| 2023 | $561,100 Land $304,000 Building $257,100 | $561,100 Land $304,000 Building $257,100 | |
| 2022 | $9,364.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 968 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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