23 E Main St, Adamstown, PA 19501 Property Records

Lancaster County property record for 23 E Main St, Adamstown, PA 19501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,710 sqft · built 1890
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2023)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-06952-0-0000`

Property Details

APN / Parcel Number

Primary APN	`010-06952-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	4,565 sqft
1st Floor Area	725 sqft
Upper Floors Area	725 sqft
Basement Area	1,355 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	430 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 E MAIN ST
City	ADAMSTOWN
State	PA
Zip	19501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	23 E MAIN ST
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	ADAMSTOWN
Census Block Group	3
Census Block	3010
Census Tract	12501

Owner

23 E Main St is owned and occupied by an individual who bought it in August 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 152, ADAMSTOWN, PA 19501-0152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Dec 1, 1998 · Amount on File
Deed Document Number	20236750855
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 29, 2023
Property Address	23 E MAIN ST, ADAMSTOWN, PA 19501
Document Number	0006750855
Instrument Date	Aug 26, 2023
Instrument	6750855
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E MAIN ST, ADAMSTOWN, PA 19501

Mortgage

Document Number	0006750856
Date	Aug 29, 2023
Instrument	6750856

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	23 E MAIN ST, ADAMSTOWN, PA 19501
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E MAIN ST, ADAMSTOWN, PA 19501-5003

Mortgage

Document Number	0006632626
Date	Sep 20, 2021
Instrument	6632626

Lender

Name	FULTON BANK NA
Type	Bank
Address	DENVER, PA 17517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 23 E Main St was $3,646 with a homeowner's exemption, up 5.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Adamstown Borough
County	Lancaster County
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,000 Land $49,900 Building $88,100	$138,000 Land $49,900 Building $88,100
2025	$3,646.00 (+5.07%)
2024	$3,470.00 (+5.12%)	$138,000 (-) Land $49,900 Building $88,100
2023	$3,301.00 Homeowner's exemption	$138,000 Land $49,900 Building $88,100
2018			$138,000 Land $49,900 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMSTOWN BOROUGH serves 1,800 people · EPA ID PA7360001
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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