20 E Main St, Adamstown, PA 19501 Property Records

Lancaster County property record for 20 E Main St, Adamstown, PA 19501

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,408 sqft · built 1890
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$84,900 (Apr 1999)
Tax Bill$3,896 (2026)
Deeds & MortgagesAug 2026 Sale
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-91084-0-0000

Property Details

APN / Parcel Number

Primary APN010-91084-0-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
Gross Area2,343 sqft
1st Floor Area704 sqft
Upper Floors Area704 sqft
Basement Area704 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialMetal
Lot Area12,197 sqft (0.28 acres)
PorchSlab
Porch Area231 sqft
Patio Area91 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 E MAIN ST
CityADAMSTOWN
StatePA
Zip19501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal Description20 E MAIN ST
Legal Lot Number23
JurisdictionLANCASTER PA
Township / Civil DivisionADAMSTOWN
Census Block Group3
Census Block3008
Census Tract12501

Owner

20 E Main St is owned and occupied by two individuals who acquired it in June 2026.

Source: Lancaster County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address20 E MAIN ST, ADAMSTOWN, PA 19501
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 14, 2020Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1999 · Amount on File
Deed SaleApr 1, 1999 · Amount on File
Deed Document Number19999024047
Deed Book / Page6158 / 597
Last Transfer DateJun 26, 2026
Transfer Doc0000033373
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateAug 12, 2026
Property Address20 E MAIN ST, ADAMSTOWN, PA 19501
Document Number0000033373
Instrument DateJun 26, 2026
Instrument202633373
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address20 E MAIN ST, ADAMSTOWN, PA 19501

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address20 E MAIN ST, ADAMSTOWN, PA 19501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006502179
DateJan 14, 2020
Instrument6502179
Lender
NameFULTON BANK NA
TypeBank
AddressDENVER, PA 17517
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 20 E Main St was $3,896, up 4.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
MunicipalityAdamstown Borough
CountyLancaster County
Unified School DistrictCocalico School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,896.00 (+4.53%)$141,100 Land $52,700 Building $88,400$141,100 Land $52,700 Building $88,400
2025$3,727.00 (+5.05%)
2024$3,548.00$141,100 Land $52,700 Building $88,400
2018$141,100 Land $52,700 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMSTOWN BOROUGH
serves 1,800 people · EPA ID PA7360001
Water SourceGroundwater
Last State InspectionDec 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

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