23 E First St, Sandy Creek, NY 13145 Property Records

Oswego County and Sandy Creek Town property record for 23 E First St, Sandy Creek, NY 13145

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,717 sqft · built 1900
Lot Size	0.141 acres (6,167 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Aug 2022)
Tax Bill	$1,661 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355203 029.07-02-04`

Property Details

APN / Parcel Number

Primary APN	`355203 029.07-02-04`
Alternative APN	`520302900700020040000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,717 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	476 sqft
Upper Floors Area	267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,167 sqft (0.141 acres)
Lot Dimensions	124 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	169 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	23 E FIRST ST
City	SANDY CREEK
State	NY
Zip	13145-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT-WF
Legal Subdivision	CONSTABLES PURCHASE
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1037
Census Tract	20202

Owner

Source: Oswego County and Sandy Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 422, LACONA, NY 13083-0422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Nov 10, 2010 · Amount on Record
Deed Document Number	2022R-2022-008939
Prior Transfer Date	Oct 28, 2010
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	23 E FIRST ST, SANDY CREEK, NY 13145-7701
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E FIRST ST, SANDY CREEK, NY 13145-7701

Mortgage

Document Number	0000000426
Date	Nov 8, 2023
Instrument	R-2023-010426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 17, 2022
Property Address	23 E FIRST ST, SANDY CREEK, NY 13145-7701
Document Number	0000008939
Instrument Date	Aug 4, 2022
Instrument	R-2022-008939
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5860 MCKINLEY RD, BREWERTON, NY 13029-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E FIRST ST, SANDY CREEK, NY 13145-7701

Mortgage

Document Number	0000008940
Date	Aug 17, 2022
Instrument	R-2022-008940

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Sandy Creek Town
Municipality	Sandy Creek Village
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,661.00 (+18.9%)
2025	$1,397.00	$56,400 (+10.37%) Land $4,700 Building $51,700	$89,524 (+13.88%) Land $7,460 Building $82,064
2023		$51,100 Land $4,300 Building $46,800	$78,615 Land $6,615 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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