Oswego County and Sandy Creek Town property record for 21 E First St, Sandy Creek, NY 13145
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1920 |
| Lot Size | 0.128 acres (5,586 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,387 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355203 029.07-02-05 |
| Primary APN | 355203 029.07-02-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 684 sqft |
| 2nd Floor Area | 456 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,586 sqft (0.128 acres) |
| Lot Dimensions | 114 ft deep x 49 ft wide |
| Porch | Slab |
| Porch Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 21 E FIRST ST |
|---|---|
| City | SANDY CREEK |
| State | NY |
| Zip | 13145-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT-WF |
| Legal Description | LOT 49 156-011-000 |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SANDY CREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20202 |
Source: Oswego County and Sandy Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 625 FRONTENAC ST, WATERTOWN, NY 13601-1213 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2001 |
| Transfer Doc | 2001007172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 21 E FIRST ST, SANDY CREEK, NY 13145-7701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE INSURANCE COAM |
| Name | Verified Name |
|---|
| Document Number | 0000003251 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | R-2017-003251 |
| Name | NORTHERN FCU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Mar 25, 2032 |
Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Sandy Creek Town |
| Municipality | Sandy Creek Village |
| Unified School District | Sandy Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,387.00 (-44.32%) | ||
| 2025 | $2,491.00 | $47,100 (+10.05%) Land $4,600 Building $42,500 | $74,762 (+13.54%) Land $7,302 Building $67,460 |
| 2023 | $42,800 Land $4,200 Building $38,600 | $65,846 Land $6,462 Building $59,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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